Ellijay, Georgia has built its reputation as the “Apple Capital of Georgia,” with orchards climbing the hills of Gilmer County and a landscape often compared to a scaled-down Napa Valley thanks to its growing cluster of local vineyards. On 1.92 private acres with genuine mountain views in that same apple country, a three-bedroom home at 345 Banner Cir is now listed at $99,000 following a $900 price cut on September 8.
Important Disclosures: Read Before Making an Offer
This listing comes with several conditions buyers should understand upfront:
- This is an agent-owned property. The listing agent has a direct ownership interest in the home, which is standard to disclose but worth knowing as part of the transaction.
- The property is sold as-is, with no seller disclosure provided. Buyers should budget for a full independent inspection, since there’s no seller disclosure statement to rely on for the home’s history or condition.
- The condition is listed as “Fixer.” This is not a move-in-ready home — it’s priced and positioned as a renovation project.
- Cash offers only. This property will not be eligible for most conventional, FHA, or VA financing given its as-is, fixer status; buyers should plan accordingly.
What the Home Offers
Built in 1992, the 1,655-square-foot home keeps the primary bedroom and bathroom on the main level, with a family room built around a fireplace and an additional sunroom for extra flexible space. The listing confirms genuine mountain views from the property. Buyers should confirm specific details on flooring, appliances, heating, and cooling directly with the listing agent, since several of these fields aren’t fully specified in the current listing.
Nearly 2 Private Acres With Outdoor Space
The listing highlights plenty of outdoor space on the 1.92-acre lot, described as private, with a storage shed already in place for equipment or overflow. Parking is covered by a carport with room for up to three vehicles.
The Practical Details
Water comes from a private well, and the property runs on a septic tank. The home sits in the Miller Rock community. Annual property taxes run $1,204, and the home has already seen a price reduction after 29 days on the market.
The Numbers
| Price | $99,000 ($60/sq ft) — cash only, as-is, no disclosure |
| Location | 345 Banner Cir, Ellijay, GA 30540 |
| Home Size | 1,655 sq ft |
| Bedrooms / Bathrooms | 3 / 1 full |
| Lot Size | 1.92 acres, private |
| Year Built | 1992 |
| Condition | Fixer |
| Water / Sewer | Private well / septic tank |
| Fireplace | Family room |
| Views | Mountain |
| Parking | Carport (3 spaces) |
| Annual Taxes | $1,204 |
Why Ellijay
Ellijay sits in the foothills of the Blue Ridge Mountains about 70 miles north of Atlanta, with access to the Cartecay River for kayaking and Carters Lake for fishing and boating just minutes away. Beyond its orchards and wineries, the town’s historic downtown draws visitors year-round for its small-town charm and mountain scenery. For a buyer specifically prepared to take on a genuine renovation project, a mountain-view lot at this price point in Gilmer County is difficult to find.
This property is sold as-is with no seller disclosure, cash offers only. Reach out to the listing agent below for details on the offer process in ZILLOW
