Big Sandy, Tennessee owes its very existence to the railroad — an east-west rail line built through around 1860 turned this spot on the Big Sandy River into a boomtown almost overnight, growing faster than even nearby Camden, the county seat. Benton County itself carries an unusual naming footnote: originally honoring Senator Thomas Hart Benton, best remembered for wounding Andrew Jackson in a duel, the state legislature quietly rebranded the honor to a local settler named David Benton in 1852 after the senator’s anti-slavery stance fell out of favor politically. On 20.2 acres in this same river-shaped corner of West Tennessee, a four-bedroom home at 2925 Bakers Chapel Church Rd is now listed at $210,000.
An Important Note: This Is a HUD-Owned Property
Before anything else, buyers should know this home is HUD-owned, meaning it was acquired through a foreclosure on an FHA-insured loan and is now sold through the U.S. Department of Housing and Urban Development’s standard bidding process rather than a typical private sale. HUD homes are sold strictly as-is, and the process often includes an initial bidding period reserved for owner-occupant buyers before investors can submit offers. Anyone interested should work with a HUD-registered real estate agent and budget for inspections, since HUD provides no warranties on condition.
A Spacious, Multi-Level Layout
Built in 1989, this cedar-sided home offers 2,408 square feet across three or more levels, with one bedroom and two bathrooms on the main level for flexible single-level living, plus additional bedrooms upstairs. The home includes five total bathrooms (four full, one half) — an unusually high ratio for four bedrooms, suggesting ensuite or private bath arrangements throughout. Cathedral and vaulted ceilings add volume to the interior, and a soaking tub plus walk-in closets round out the home’s more comfort-focused features. A fireplace anchors the great room, and central heating and air conditioning cover year-round comfort.
Twenty Acres of Pasture and Woods
The 20.2-acre lot mixes open pasture with wooded sections, giving a buyer both usable grazing or garden space and natural privacy. A shed and workshop are already in place, and a covered deck plus balcony extend the home’s living space to take in the pasture views directly.
The Practical Details
Given the HUD-owned status, buyers should contact the listing agent directly for specifics on utilities and systems not fully detailed here, including confirmation of water and sewer setup. The home sits on a block foundation under a metal roof. Annual property taxes run $1,205, and the property was listed on August 12, 2026.
The Numbers
| Price | $210,000 ($87/sq ft) — HUD-owned, sold as-is |
| Location | 2925 Bakers Chapel Church Rd, Big Sandy, TN 38221 |
| Home Size | 2,408 sq ft |
| Bedrooms / Bathrooms | 4 / 5 (4 full, 1 half) |
| Lot Size | 20.2 acres, pasture and wooded |
| Year Built | 1989 |
| Heating / Cooling | Central / central air |
| Additional Structures | Shed, workshop |
| Views | Pasture |
| Annual Taxes | $1,205 |
Why Big Sandy
Big Sandy sits in Benton County near the shores of Kentucky Lake, the largest man-made lake in the United States, giving residents easy access to boating and fishing on some of the region’s most productive water. The county’s history stretches from its railroad boom to a notable Civil War raid led by Confederate General Nathan Bedford Forrest against a Union supply depot in 1864. For a buyer comfortable navigating the HUD bidding process, this property offers genuine acreage and space at a starting price well below comparable non-HUD listings in the area.
Interested in bidding on 2925 Bakers Chapel Church Rd or want more details on the HUD purchase process? Reach out to a HUD-registered listing agent below in ZILLOW
